:root {
  --bg:#F5F6F8;
  --surface:#FFFFFF;
  --surface-alt:#EDEEF2;
  --border:#DFE1E6;
  --ink:#0F172A;
  --ink-soft:#475569;
  --ink-muted:#94A3B8;
  --navy:#1B2E4A;
  --navy-dark:#111D32;
  --navy-light:rgba(27,46,74,0.05);
  --gold:#B8860B;
  --gold-light:rgba(184,134,11,0.07);
  --teal:#0D9488;
  --teal-light:rgba(13,148,136,0.06);
  --coral:#E2553D;
  --radius:14px;
  --radius-sm:10px;
  --shadow:0 1px 3px rgba(0,0,0,0.04),0 6px 20px rgba(0,0,0,0.025);
}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Plus Jakarta Sans',sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}

/* ====== NAV ====== */
.nav{background:var(--navy);padding:0 28px;height:58px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:100;box-shadow:0 2px 12px rgba(0,0,0,.18)}
.nav-brand{font-family:'Outfit',sans-serif;font-weight:700;font-size:16px;color:#fff;text-decoration:none;display:flex;align-items:center;gap:10px}
.nav-logo{width:32px;height:32px}
.nav-links{display:flex;gap:28px}
.nav-links a{color:rgba(255,255,255,0.55);text-decoration:none;font-size:13px;font-weight:500;transition:color .2s}
.nav-links a:hover,.nav-links a.active{color:#fff}
@media(max-width:640px){
  .nav{padding:0 14px}
  .nav-links{gap:14px;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;mask-image:linear-gradient(90deg,transparent,#fff 10%,#fff 90%,transparent)}
  .nav-links::-webkit-scrollbar{display:none}
  .nav-links a{white-space:nowrap;font-size:12px}
}

/* ====== HERO ====== */
.hero{background:linear-gradient(165deg,var(--navy) 0%,var(--navy-dark) 100%);padding:48px 24px 64px;text-align:center;color:#fff;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-50%;right:-15%;width:500px;height:500px;background:radial-gradient(circle,rgba(13,148,136,0.08),transparent 70%);border-radius:50%;pointer-events:none}
.hero-content{position:relative;z-index:1}
.hero-pill{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.1);padding:5px 16px;border-radius:100px;font-size:11px;font-weight:600;color:rgba(255,255,255,0.7);margin-bottom:20px}
.hero-pill .dot{width:6px;height:6px;background:var(--teal);border-radius:50%;animation:pulse 2s ease infinite}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.4;transform:scale(1.5)}}
.hero h1{font-family:'Outfit',sans-serif;font-weight:800;font-size:clamp(26px,4.5vw,42px);line-height:1.15;margin-bottom:10px;letter-spacing:-.5px}
.hero p{color:rgba(255,255,255,0.45);font-size:15px;max-width:520px;margin:0 auto}
.hero-stats{display:flex;justify-content:center;gap:36px;margin-top:28px;flex-wrap:wrap}
.hero-stat{text-align:center}
.hero-stat .num{font-family:'Outfit',sans-serif;font-weight:800;font-size:28px;color:#fff}
.hero-stat .lab{font-size:11px;color:rgba(255,255,255,0.4);text-transform:uppercase;letter-spacing:1px;margin-top:2px}

/* ====== AD SLOTS ====== */
.ad-slot{max-width:780px;margin:0 auto;padding:14px 20px;text-align:center}
.ad-inner{background:var(--surface-alt);border:1px dashed var(--border);border-radius:var(--radius-sm);padding:18px;color:var(--ink-muted);font-size:10px;letter-spacing:1px;text-transform:uppercase}

/* ====== MAIN ====== */
.main{max-width:1100px;margin:-32px auto 0;padding:0 20px 60px;position:relative;z-index:1}

/* ====== FILTER TABS ====== */
.filter-bar{display:flex;align-items:center;gap:10px;margin-bottom:28px;flex-wrap:wrap}
.ftab{padding:10px 22px;border-radius:100px;font-family:'Outfit',sans-serif;font-size:13px;font-weight:600;border:1.5px solid var(--border);background:var(--surface);color:var(--ink-soft);cursor:pointer;transition:all .2s}
.ftab:hover{border-color:var(--navy);color:var(--navy)}
.ftab.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.ftab-count{font-size:11px;color:var(--ink-muted);margin-left:auto;padding:6px 0}

/* ====== CARDS GRID ====== */
.cards{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:700px){.cards{grid-template-columns:1fr}}

.bcard{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;transition:all .25s;position:relative}
.bcard:hover{transform:translateY(-3px);box-shadow:0 8px 30px rgba(0,0,0,.06)}
.bcard.best{border:2px solid var(--teal);box-shadow:0 0 0 4px rgba(13,148,136,0.06),var(--shadow)}

.bcard-badge{position:absolute;top:14px;right:14px;font-size:9px;font-weight:700;padding:4px 10px;border-radius:100px;letter-spacing:.5px;text-transform:uppercase;z-index:2}
.bcard-badge.best-badge{background:var(--teal);color:#fff}
.bcard-badge.type-fijo{background:rgba(27,46,74,0.08);color:var(--navy)}
.bcard-badge.type-variable{background:var(--gold-light);color:var(--gold)}
.bcard-badge.type-mixto{background:rgba(139,92,246,0.08);color:#7C3AED}

.bcard-top{padding:24px 24px 20px;display:flex;align-items:center;gap:16px}
.bank-logo{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-family:'Outfit',sans-serif;font-weight:800;font-size:16px;color:#fff;flex-shrink:0;letter-spacing:-.5px;overflow:hidden}
.bank-logo img{width:100%;height:100%;object-fit:contain}
.bcard-info h3{font-family:'Outfit',sans-serif;font-weight:700;font-size:17px;margin-bottom:2px}
.bcard-info .subname{font-size:12px;color:var(--ink-muted);font-weight:500}

.bcard-rates{display:grid;grid-template-columns:1fr 1fr 1fr;border-top:1px solid var(--surface-alt);border-bottom:1px solid var(--surface-alt)}
.rate-cell{padding:16px 20px;text-align:center;border-right:1px solid var(--surface-alt)}
.rate-cell:last-child{border-right:none}
.rate-cell .rl{font-size:10px;font-weight:600;color:var(--ink-muted);text-transform:uppercase;letter-spacing:.8px;margin-bottom:4px}
.rate-cell .rv{font-family:'Outfit',sans-serif;font-weight:700;font-size:18px}
.rate-cell .rv.teal{color:var(--teal)}
.rate-cell .rv.gold{color:var(--gold)}
.rate-cell .rs{font-size:10px;color:var(--ink-muted);margin-top:2px}

.bcard-conds{padding:16px 24px;display:flex;flex-wrap:wrap;gap:6px}
.cond-tag{background:var(--surface-alt);padding:3px 10px;border-radius:100px;font-size:11px;font-weight:500;color:var(--ink-soft);white-space:nowrap}

.bcard-bottom{padding:14px 24px 20px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.bcard-fin{font-size:11px;color:var(--ink-muted)}
.bcard-fin strong{color:var(--ink-soft)}
.btn-sol{padding:10px 22px;border-radius:var(--radius-sm);font-family:'Outfit',sans-serif;font-weight:700;font-size:13px;text-decoration:none;display:inline-flex;align-items:center;gap:6px;transition:all .2s;border:none;cursor:pointer}
.btn-sol.navy{background:var(--navy);color:#fff}
.btn-sol.navy:hover{background:var(--navy-dark);transform:translateY(-1px)}
.btn-sol.teal{background:var(--teal);color:#fff}
.btn-sol.teal:hover{background:#0B8276;transform:translateY(-1px)}

/* ====== LEAD SECTION ====== */
.lead-wrap{margin-top:48px;display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
@media(max-width:700px){.lead-wrap{grid-template-columns:1fr}}

.lead-card{background:linear-gradient(135deg,rgba(13,148,136,0.03),rgba(13,148,136,0.08));border:2px solid var(--teal);border-radius:var(--radius);padding:36px;box-shadow:0 0 0 4px rgba(13,148,136,0.06),var(--shadow);position:relative;overflow:hidden}
.lead-card::before{content:'';position:absolute;top:-40px;right:-40px;width:140px;height:140px;background:radial-gradient(circle,rgba(13,148,136,0.08),transparent 70%);border-radius:50%;pointer-events:none}
.lead-card h2{font-family:'Outfit',sans-serif;font-weight:800;font-size:22px;margin-bottom:6px;position:relative}
.lead-card>p{font-size:14px;color:var(--ink-soft);margin-bottom:24px;line-height:1.6;position:relative}

.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
@media(max-width:500px){.frow{grid-template-columns:1fr}}
.ff label{display:block;font-size:11px;font-weight:600;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.5px;margin-bottom:5px}
.ff input,.ff select{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:var(--radius-sm);font-family:'Plus Jakarta Sans',sans-serif;font-size:14px;font-weight:600;color:var(--ink);background:#fff;outline:none;transition:border-color .2s}
.ff input:focus,.ff select:focus{border-color:var(--teal);box-shadow:0 0 0 3px var(--teal-light)}
.ff select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%2394A3B8' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;cursor:pointer}

.consent{font-size:11px;color:var(--ink-muted);margin:16px 0;line-height:1.5;display:flex;gap:8px;align-items:flex-start}
.consent input{margin-top:2px;flex-shrink:0}

.btn-lead{width:100%;padding:15px;background:var(--teal);color:#fff;border:none;border-radius:var(--radius-sm);font-family:'Outfit',sans-serif;font-size:16px;font-weight:700;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:8px}
.btn-lead:hover{background:#0B8276;transform:translateY(-1px);box-shadow:0 6px 20px rgba(13,148,136,.2)}

.benefits{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow)}
.benefits h3{font-family:'Outfit',sans-serif;font-weight:700;font-size:18px;margin-bottom:20px}
.ben{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--surface-alt)}
.ben:last-child{border-bottom:none}
.ben-icon{width:40px;height:40px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.ben h4{font-size:14px;font-weight:700;margin-bottom:2px}
.ben p{font-size:12.5px;color:var(--ink-soft);line-height:1.5}

.trust{border-top:1px solid var(--surface-alt);margin-top:20px;padding-top:20px;text-align:center}
.trust-label{font-size:10px;font-weight:700;color:var(--ink-muted);text-transform:uppercase;letter-spacing:1.2px;margin-bottom:12px}
.trust-logos{display:flex;justify-content:center;gap:20px;flex-wrap:wrap}
.trust-logos span{font-family:'Outfit',sans-serif;font-weight:700;font-size:13px;color:var(--ink-muted);opacity:.45}

/* ====== SEO ====== */
.seo-area{max-width:1100px;margin:0 auto;padding:0 20px 60px}
.seo-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:40px;box-shadow:var(--shadow)}
.seo-card h2{font-family:'Outfit',sans-serif;font-weight:700;font-size:22px;margin-bottom:14px}
.seo-card h3{font-family:'Outfit',sans-serif;font-weight:600;font-size:16px;margin:20px 0 6px}
.seo-card p{color:var(--ink-soft);font-size:14px;margin-bottom:10px;line-height:1.7}

.footer{text-align:center;padding:32px 20px;color:var(--ink-muted);font-size:12px;line-height:1.6;border-top:1px solid var(--border)}

/* ====== COOKIE BANNER ====== */
.cookie-banner{position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:2px solid var(--border);padding:14px 20px;z-index:999;box-shadow:0 -4px 24px rgba(0,0,0,.07);display:none;opacity:0;transform:translateY(100%)}
.cookie-inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;gap:20px;flex-wrap:wrap;justify-content:space-between}
.cookie-msg{display:flex;align-items:center;gap:12px;flex:1;min-width:260px}
.cookie-msg p{font-size:13px;color:var(--ink-soft);line-height:1.5;margin:0}
.cookie-msg a{color:var(--teal);text-decoration:none;font-weight:600}
.cookie-msg a:hover{text-decoration:underline}
.cookie-msg svg{flex-shrink:0;color:var(--gold)}
.cookie-btns{display:flex;gap:10px;flex-shrink:0}
.cookie-btn-reject{padding:9px 18px;border:1.5px solid var(--border);background:#fff;border-radius:var(--radius-sm);font-family:'Outfit',sans-serif;font-size:12.5px;font-weight:600;color:var(--ink-soft);cursor:pointer;transition:all .2s;white-space:nowrap}
.cookie-btn-reject:hover{border-color:var(--navy);color:var(--navy)}
.cookie-btn-accept{padding:9px 18px;background:var(--navy);color:#fff;border:none;border-radius:var(--radius-sm);font-family:'Outfit',sans-serif;font-size:12.5px;font-weight:600;cursor:pointer;transition:background .2s;white-space:nowrap}
.cookie-btn-accept:hover{background:var(--navy-dark)}
@media(max-width:480px){.cookie-inner{gap:12px}.cookie-btns{width:100%;justify-content:flex-end}}

/* ====== CARD ANIMATIONS ====== */
@keyframes cardIn{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
.bcard{animation:cardIn .4s ease both}
.bcard:nth-child(2){animation-delay:.05s}
.bcard:nth-child(3){animation-delay:.1s}
.bcard:nth-child(4){animation-delay:.15s}
.bcard:nth-child(5){animation-delay:.2s}
.bcard:nth-child(6){animation-delay:.25s}
.bcard:nth-child(7){animation-delay:.3s}
.bcard:nth-child(8){animation-delay:.35s}